Positive nicotine (cotinine) on life insurance exam options

Testing Positive for Nicotine (Cotinine) on the Life insurance Paramed Exam- What are your Options?

If you’re reading this article you likely have tested positive for nicotine on your life insurance paramed exam. If this has happened to you, you’re not alone. The good news is there are several options you have and I’ll go over those in more detail below. Table of Contents The Life Insurance Medical Exam Test …

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Testosterone and estrogen replacment life insurance

Does a testosterone or estrogen supplement affect life insurance?

When talking to people about their life insurance medications, it’s common that many people are on a hormone supplement therapy for added testosterone (typically for low T) or estrogen (typically for menopause). I wanted to quickly address if this will affect life insurance rates. Testosterone or estrogen medication and life insurance The good news is …

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