Table of Contents
Life Insurance Company Ratings 2021
Life insurance company ratings 2021 are one of the most important things you should look at when choosing an insurer to protect your beneficiaries. Specifically, you want to look at a life insurance company’s A.M. Best rating. A.M. Best is the preeminent life insurance rating agency. A great rule of thumb is to choose a life insurance company with an A- (Excellent) or better (Superior) from A.M. Best.
Below are the life insurance ratings for the top 500 insures in America in 2021. The first column is the insurance company name, then the home state of the insurer, third column is the most important- A.M. Best rating, then S&P rating, Moody’s, Fitch, KBRA and last column are the insurance companies Comdex scores.
Company Name | State | Best | S&P | Moody’s | Fitch | KBRA | Comdex Rating |
1 Northwestern Mutual Life Ins | WI | A++ | AA+ | Aaa | AAA | 100 | |
2 New York Life Ins Co | NY | A++ | AA+ | Aaa | AAA | 100 | |
3 New York Life Ins & Ann | DE | A++ | AA+ | Aaa | AAA | 100 | |
4 Berkshire Hathaway Life | NE | A++ | AA+ | 100 | |||
5 General Re Life Corporation | CT | A++ | AA+ | 100 | |||
6 Northwestern Long Term | WI | A++ | AA+ | Aaa | AAA | 100 | |
7 Teachers Ins & Ann Assoc | NY | A++ | AA+ | Aa1 | AAA | 99 | |
8 USAA Life Ins Co | TX | A++ | AA+ | Aa1 | 99 | ||
9 TIAA-CREF Life Ins Co | NY | A++ | AA+ | Aa1 | AAA | 99 | |
10 Berkshire Life Ins Co | MA | A++ | AA+ | AA+ | 99 | ||
11 USAA Life Ins Co of NY | NY | A++ | AA+ | Aa1 | 99 | ||
12 Massachusetts Mutual Life | MA | A++ | AA+ | Aa3 | AA+ | 98 | |
13 State Farm Life Ins Co | IL | A++ | AA | Aa1 | 98 | ||
14 Guardian Life Ins Co of Amer | NY | A++ | AA+ | Aa2 | AA+ | 98 | |
15 Knights of Columbus | CT | A+ | AA+ | 98 | |||
16 Guardian Ins & Ann Co Inc | DE | A++ | AA+ | Aa2 | AA+ | 98 | |
17 C.M. Life Ins Co | CT | A++ | AA+ | Aa3 | AA+ | 98 | |
18 MML Bay State Life Ins Co | CT | A++ | AA+ | Aa3 | AA+ | 98 | |
19 State Farm Life & Acc | IL | A++ | AA | Aa1 | 98 | ||
20 Allianz Life Ins of New York | NY | A+ | AA | 97 | |||
21 Sun Life & Health Ins Co US | MI | A+ | AA | 97 | |||
22 CSI Life Ins Co | NE | A+ | AA | 97 | |||
23 Sun Life Assur | CN | A+ | AA | Aa3 | AA | 96 | |
24 Minnesota Life Ins Co | MN | A+ | AA- | Aa3 | AA | 96 | |
25 Great-West Life & Ann | CO | A+ | AA | Aa3 | AA | 96 | |
26 American United Life Ins Co | IN | A+ | AA- | 96 | |||
27 Hannover Life Reassur Amer | FL | A+ | AA- | 96 | |||
28 Western-Southern Life Assur | OH | A+ | AA- | Aa3 | AA | 96 | |
29 Swiss Re Life & Health | MO | A+ | AA- | Aa3 | 96 | ||
30 Western & Southern Life Ins | OH | A+ | AA- | Aa3 | AA | 96 | |
31 Integrity Life Ins Co | OH | A+ | AA- | Aa3 | AA | 96 | |
32 State Life Ins Co | IN | A+ | AA- | 96 | |||
33 Munich American Reassur Co | GA | A+ | AA- | 96 | |||
34 Lafayette Life Ins Co | OH | A+ | AA- | AA | 96 | ||
35 National Integrity Life Ins Co | NY | A+ | AA- | Aa3 | AA | 96 | |
36 Columbus Life Ins Co | OH | A+ | AA- | Aa3 | AA | 96 | |
37 Lincoln Life Assur of Boston | NH | A+ | AA- | 96 | |||
38 Great-West Life & Ann NY | NY | A+ | Aa3 | AA | 96 | ||
39 Securian Life Ins Co | MN | A+ | AA- | Aa3 | AA | 96 | |
40 SCOR Global Life USA Re Co | DE | A+ | AA- | 96 |
Best | S&P | Moody’s | Fitch | KBRA | Comdex | ||
41 SCOR Global Life Re Co of DE | DE | A+ | AA- | 96 | |||
42 The Penn Ins and Ann Co of NY | NY | A+ | Aa3 | AA | 96 | ||
43 Metropolitan Life Ins Co | NY | A+ | AA- | Aa3 | AA- | 95 | |
44 Prudential Ins Co of America | NJ | A+ | AA- | Aa3 | AA- | 95 | |
45 Pruco Life Ins Co | AZ | A+ | AA- | Aa3 | AA- | 95 | |
46 Prudential Retirement Ins&Ann | CT | A+ | AA- | Aa3 | AA- | 95 | |
47 Prudential Annuities Life Assur | AZ | A+ | AA- | AA- | 95 | ||
48 Metropolitan Tower Life Ins Co | NE | A+ | AA- | Aa3 | AA- | 95 | |
49 Pruco Life Ins Co of NJ | NJ | A+ | AA- | AA- | 95 | ||
50 Banner Life Ins Co | MD | A+ | AA- | AA- | 95 | ||
51 William Penn Life Ins Co of NY | NY | A+ | AA- | AA- | 95 | ||
52 SCOR Global Life Americas Re | DE | A+ | AA- | AA- | 95 | ||
53 Allianz Life Ins Co of NA | MN | A+ | AA | A1 | 94 | ||
54 John Hancock Life Ins Co (USA) | MI | A+ | AA- | A1 | AA- | 93 | |
55 Pacific Life Ins Co | NE | A+ | AA- | A1 | AA- | 93 | |
56 RiverSource Life Ins Co | MN | A+ | A+ | Aa3 | 93 | ||
57 Penn Mutual Life Ins Co | PA | A+ | A+ | Aa3 | AA | 93 | |
58 John Hancock Life Ins Co of NY | NY | A+ | AA- | A1 | AA- | 93 | |
59 John Hancock Life & Health Ins | MA | A+ | AA- | A1 | AA- | 93 | |
60 Amer Fam Life Assur Columbus | NE | A+ | A+ | Aa3 | 93 | ||
61 Pacific Life & Ann Co | AZ | A+ | AA- | A1 | AA- | 93 | |
62 Penn Ins & Ann Co | DE | A+ | A+ | Aa3 | AA | 93 | |
63 RiverSource Life Ins Co of NY | NY | A+ | A+ | Aa3 | 93 | ||
64 Primerica Life Ins Co | TN | A+ | AA- | A1 | 93 | ||
65 First Reliance Standard Life | NY | A++ | A+ | 93 | |||
66 Protective Life & Ann Ins | AL | A+ | AA- | A+ | 92 | ||
67 HCC Life Ins Co | IN | A++ | A+ | AA- | 92 | ||
68 Lincoln National Life Ins Co | IN | A+ | AA- | A1 | A+ | 91 | |
69 Protective Life Ins Co | TN | A+ | AA- | A1 | A+ | 91 | |
70 Fidelity Investments Life Ins | UT | A+ | A+ | 91 | |||
71 Lincoln Life & Ann Co NY | NY | A+ | AA- | A1 | A+ | 91 | |
72 American Life Ins Co | DE | NR | AA- | A1 | 91 | ||
73 West Coast Life Ins Co | NE | A+ | AA- | A1 | A+ | 91 | |
74 Empire Fidelity Investments Life | NY | A+ | A+ | 91 | |||
75 Ann Investors Life Ins Co | OH | A+ | A+ | 91 | |||
76 Companion Life Ins Co | NY | A+ | A+ | 91 | |||
77 Amer Fam Life Assur Co of NY | NY | A+ | A+ | 91 | |||
78 Vantis Life Ins Co | CT | A+ | A | Aa3 | AA | 91 | |
79 United World Life Ins Co | NE | A+ | A+ | 91 | |||
80 Principal Life Ins Co | IA | A+ | A+ | A1 | AA- | 90 |
Best | S&P | Moody’s | Fitch | Comdex | |||
81 Nationwide Life Ins Co | OH | A+ | A+ | A1 | 90 | ||
82 Nationwide Life & Ann Ins | OH | A+ | A+ | A1 | 90 | ||
83 United of Omaha Life Ins Co | NE | A+ | A+ | A1 | 90 | ||
84 Wilton Reassur Co | MN | A+ | A+ | 90 | |||
85 Mutual of Omaha Ins Co | NE | A+ | A+ | A1 | 90 | ||
86 Wilco Life Ins Co | IN | A+ | A+ | 90 | |||
87 Texas Life Ins Co | TX | A+ | A+ | 90 | |||
88 Wilton Reassur Life of NY | NY | A+ | A+ | 90 | |||
89 Principal National Life Ins Co | IA | A+ | A+ | A1 | AA- | 90 | |
90 Cigna Life Ins Co of New York | NY | A | AAA | 90 | |||
91 Midland National Life Ins Co | IA | A+ | A+ | A+ | 89 | ||
92 RGA Reins Co | MO | A+ | AA- | A1 | A | 89 | |
93 North American Co for L&H Ins | IA | A+ | A+ | A+ | 89 | ||
94 Mutual of America Life Ins Co | NY | A+ | A+ | A+ | 89 | ||
95 UnitedHealthcare Ins Co | CT | A | AA- | A1 | AA- | 89 | |
96 Cincinnati Life Ins Co | OH | A+ | A+ | A+ | 89 | ||
97 Reliance Standard Life Ins Co | IL | A++ | A+ | A2 | 88 | ||
98 MONY Life Ins Co | NY | A+ | A+ | A1 | A+ | 88 | |
99 Allstate Assur Co | IL | A+ | A2 | 88 | |||
100 Golden Rule Ins Co | IN | A | AA- | 88 | |||
101 Great American Life Ins Co | OH | A+ | A+ | A2 | 87 | ||
102 Allstate Life Ins Co | IL | A+ | A2 | A+ | 87 | ||
103 Hartford Life & Acc Ins | CT | A+ | A+ | A2 | 87 | ||
104 Liberty National Life Ins Co | NE | A | AA- | A1 | A+ | 87 | |
105 Allstate Life Ins Co of NY | NY | A+ | A2 | A+ | 87 | ||
106 Globe Life And Acc Ins Co | NE | A | AA- | A+ | 87 | ||
107 American Income Life Ins Co | IN | A | AA- | A+ | 87 | ||
108 American Heritage Life Ins Co | FL | A+ | A | 87 | |||
109 United American Ins Co | NE | A | AA- | A+ | 87 | ||
110 Life Ins of North Amer | PA | A | A2 | AAA | 86 | ||
111 Transamerica Life Ins Co | IA | A | A+ | A1 | 84 | ||
112 Transamerica Finl Life Ins Co | NY | A | A+ | A1 | 84 | ||
113 Standard Ins Co | OR | A | A+ | A1 | 84 | ||
114 Modern Woodmen of America | IL | A | AA- | 84 | |||
115 Ameritas Life Ins Corp. | NE | A | A+ | 83 | |||
116 Brighthouse Life Ins Co of NY | NY | A | A+ | 83 | |||
117 Ameritas Life Ins Corp. of NY | NY | A | A+ | 83 | |||
118 Dearborn Life Ins Co | IL | A | A+ | 83 | |||
119 Dearborn Natl Life NY | NY | A | A+ | 83 | |||
120 Equitable Financial Life Ins Co | NY | A | A+ | A2 | 82 |
State | Best | S&P | Moody’s | Fitch | KBRA | Comdex | |
121 American General Life Ins Co | TX | A | A+ | A2 | A+ | 82 | |
122 Variable Ann Life Ins Co | TX | A | A+ | A2 | A+ | 82 | |
123 Symetra Life Ins Co | IA | A | A | A1 | 82 | ||
124 United States Life Ins in NY | NY | A | A+ | A2 | A+ | 82 | |
125 Life Ins Co of the Southwest | TX | A | A+ | A2 | 82 | ||
126 CMFG Life Ins Co | IA | A | A+ | A2 | 82 | ||
127 Zurich American Life Ins Co | IL | A+ | A | A3 | 82 | ||
128 AGC Life Ins Co | MO | A | A+ | 82 | |||
129 National Life Ins Co | VT | A | A+ | A2 | 82 | ||
130 American Family Life Ins Co | WI | A | A+ | 82 | |||
131 Equitable Finl Life Ins Co of Amer | AZ | A | A+ | A2 | 82 | ||
132 MEMBERS Life Ins Co | IA | A | A+ | A2 | 82 | ||
133 Voya Retirement Ins & Ann Co | CT | NR | A+ | A2 | A | 81 | |
134 Venerable Ins & Ann Co | IA | NR | A2 | A- | 81 | ||
135 ReliaStar Life Ins Co | MN | A | A+ | A2 | A | 81 | |
136 ReliaStar Life Ins Co of NY | NY | A | A+ | A2 | A | 81 | |
137 First Penn-Pacific Life Ins Co | IN | A | A- | A1 | A+ | 81 | |
138 Jackson National Life Ins Co | MI | A | A | A2 | A | 79 | |
139 Brighthouse Life Ins Co | DE | A | A+ | A3 | A | 79 | |
140 Athene Ann & Life Co | IA | A | A | A | 79 | ||
141 Athene Ann & Life Assur Co | DE | A | A | A | 79 | ||
142 American National Ins Co | TX | A | A | 79 | |||
143 Connecticut General Life Ins | CT | A | A | A2 | A | 79 | |
144 Jackson Natl Life Ins Co of NY | NY | A | A | A2 | A | 79 | |
145 Cigna Health & Life Ins Co | CT | A | A | A2 | 79 | ||
146 New England Life Ins Co | MA | A | A+ | A3 | A | 79 | |
147 Horace Mann Life Ins Co | IL | A | A | A2 | A | 79 | |
148 Athene Ann & Life Assur NY | NY | A | A | A | 79 | ||
149 Amer Natl Life Ins Co of NY | NY | A | A | 79 | |||
150 First Symetra Nat Life Ins NY | NY | A | A | 79 | |||
151 Mutual Trust Life Ins Co | IL | A | A | 79 | |||
152 Pan-American Life Ins Co | LA | A | A | 79 | |||
153 Pacific Guardian Life Ins Co | HI | A | A | 79 | |||
154 Blue Shield of CA Life & Hlth | CA | A | A | 79 | |||
155 Cigna Worldwide Ins Co | DE | A | A | 79 | |||
156 Pan-American Assur Co | LA | A | A | 79 | |||
157 Aetna Life Ins Co | CT | A | A- | A2 | A | 77 | |
158 National Western Life Ins Co | CO | A | A- | 76 | |||
159 Accordia Life & Ann Co | IA | A | A- | A | 76 | ||
160 Savings Bank Mutual Life Ins | MA | A | A- | 76 |
State | Best | S&P | Moody’s | Fitch | KBRA | Comdex | |
161 Provident Life & Casualty | TN | A | A- | 76 | |||
162 USAble Life | AR | A | A- | 76 | |||
163 Aetna Health & Life Ins Co | CT | A | A- | 76 | |||
164 Forethought Life Ins Co | IN | A | A- | A3 | A | 75 | |
165 Commonwealth Ann & Life | MA | A | A- | A3 | A | 75 | |
166 Unum Life Ins Co of Amer | ME | A | A | A3 | A- | 75 | |
167 Provident Life & Acc | TN | A | A | A3 | A- | 75 | |
168 First Unum Life Ins Co | NY | A | A | A3 | A- | 75 | |
169 Colonial Life & Acc Ins | SC | A | A | A3 | A- | 75 | |
170 First Allmerica Financial Life | MA | A | A- | A3 | A | 75 | |
171 Paul Revere Life Ins Co | MA | A | A | A3 | A- | 75 | |
172 Ohio National Life Ins Co | OH | A | A3 | A- | 74 | ||
173 Ohio National Life Assur Corp | OH | A | A3 | A- | 74 | ||
174 Security Life of Denver Ins Co | CO | NR | A- | Baa1 | A- | 70 | |
175 Great Western Ins Co | IA | A- | Aa3 | 67 | |||
176 Bankers Life & Casualty Co | IL | A- | A- | A3 | A- | 63 | |
177 Washington National Ins Co | IN | A- | A- | A3 | A- | 63 | |
178 United Ins Co of America | IL | A- | A- | A3 | A- | 63 | |
179 Colonial Penn Life Ins | PA | A- | A- | A3 | A- | 63 | |
180 Unum Ins Co | ME | A- | A2 | A- | 63 | ||
181 Fidelity & Guaranty Life Ins | IA | A- | A- | Baa1 | A- | 62 | |
182 Lombard Intl Life Assur Co | PA | A- | A | 62 | |||
183 Lombard Intl Life Assur Co NY | NY | A- | A | 62 | |||
184 American Equity Invest Life | IA | A- | A- | A- | 60 | ||
185 Security Benefit Life Ins Co | KS | A- | A- | A- | 60 | ||
186 Gleaner Life Ins Society | MI | A- | A- | 60 | |||
187 Catholic Order of Foresters | IL | A- | A- | 60 | |||
188 Fidelity & Guar Life Ins Co NY | NY | A- | A- | A- | 60 | ||
189 Bankers Conseco Life Ins | NY | A- | A- | A- | 60 | ||
190 First Security Benefit L&A NY | NY | A- | A- | A- | 60 | ||
191 Amer Bankers Life Assur Co FL | FL | A- | A | Baa1 | 60 | ||
192 Life of the South Ins Co | GA | A- | A- | 60 | |||
193 Reliable Life Ins Co | MO | A- | A- | A- | 60 | ||
194 Union National Life Ins Co | LA | A- | A- | A- | 60 | ||
195 Bankers Life of Louisiana | LA | A- | A- | 60 | |||
196 Southern Financial Life Ins Co | KY | A- | A- | 60 | |||
197 American Memorial Life Ins Co | SD | A- | A | 58 | |||
198 Humana Ins Co of Kentucky | KY | A- | A | 58 | |||
199 Eagle Life Ins Co | IA | A- | A- | 54 | |||
200 Natl Security Life & Ann | NY | A- | A- | 54 |
201 ShelterPoint Life Ins Co | NY | A- | A- | 54 | |||
202 American Equity Invest Life NY | NY | A- | A- | 54 | |||
203 Union Security Ins Co | KS | B++ | A | Baa1 | 53 | ||
204 Delaware Life Ins Co | DE | A- | BBB+ | 52 | |||
205 Delaware Life Ins Co NY | NY | A- | BBB+ | 52 | |||
206 Equitable Financial Life & Ann | CO | B++ | A+ | 50 | |||
207 Guaranty Income Life Ins Co | IA | B++ | A- | 49 | |||
208 Baltimore Life Ins Co | MD | B++ | A- | 49 | |||
209 United Heritage Life Ins Co | ID | B++ | A- | 49 | |||
210 Talcott Resolution Life Ins Co | CT | B++ | BBB | Baa3 | 48 | ||
211 Talcott Resolution L&A Ins Co | CT | B++ | BBB | Baa3 | 48 | ||
212 Genworth Life Ins Co | DE | C++ | Caa1 | CCC | 44 | ||
213 Genworth Life & Ann Ins | VA | B | B3 | B | 44 | ||
214 Genworth Life Ins Co NY | NY | C++ | Caa1 | CCC | 44 | ||
215 EquiTrust Life Ins Co | IL | B++ | BBB+ | 40 | |||
216 Western United Life Assur Co | WA | B+ | BBB+ | 36 | |||
217 ManhattanLife Assur Co of Amer | AR | B+ | BBB+ | 36 | |||
218 Manhattan Life Ins Co | NY | B+ | BBB+ | 36 | |||
219 Family Life Ins Co | TX | B+ | BBB+ | 36 | |||
220 ELCO Mutual Life & Ann | IL | B | BBB- | 30 | |||
221 Landmark Life Ins Co | TX | B | BBB- | 30 | |||
222 Thrivent Finl for Lutherans | WI | A++ | |||||
223 Prudential Legacy Ins Co NJ | NJ | NR | |||||
224 Transamerica Premier Life Ins | IA | NR | |||||
225 Union Fidelity Life Ins Co | KS | NR | |||||
226 Employers Reassur Corp | KS | NR | BBB+ | ||||
227 Southern Farm Bureau Life Ins | MS | A+ | |||||
228 Guggenheim Life & Ann Co | DE | B++ | |||||
229 Nassau Life Ins Co | NY | B+ | |||||
230 Woodmen of the World Life Soc | NE | A+ | |||||
231 COUNTRY Life Ins Co | IL | A+ | NRpi | ||||
232 Farm Bureau Life Ins Co | IA | A | |||||
233 Lincoln Benefit Life Co | NE | A- | |||||
234 Sentry Life Ins Co | WI | A+ | |||||
235 Jefferson National Life Ins Co | TX | A+ | |||||
236 American Fidelity Assur Co | OK | A+ | |||||
237 PHL Variable Ins Co | CT | NR | |||||
238 Farmers New World Life Ins Co | WA | A | |||||
239 Brooke Life Ins Co | MI | A | |||||
240 Americo Finl Life & Ann | TX | A |
State Located | A.M Best Rating | |||||
241 Heritage Life Ins Co | AZ | NR | ||||
242 Gerber Life Ins Co | NY | A | ||||
243 National Guardian Life Ins Co | WI | A- | ||||
244 Continental General Ins Co | TX | NR | ||||
245 Union Labor Life Ins Co | MD | A- | ||||
246 Auto-Owners Life Ins Co | MI | A+ | ||||
247 Independence Life & Ann Co | DE | A- | ||||
248 Kansas City Life Ins Co | MO | A | ||||
249 Homesteaders Life Co | IA | A- | ||||
250 GBU Financial Life | PA | A- | ||||
251 Wilcac Life Ins Co | IL | A+ | ||||
252 Aurora National Life Assur | CA | |||||
253 Security Mutual Life of NY | NY | A- | ||||
254 Foresters Life Ins & Ann | NY | NR | ||||
255 Erie Family Life Ins Co | PA | A | ||||
256 LifeCare Assur Co | AZ | |||||
257 Farm Bureau Life Ins Co of MI | MI | A | ||||
258 Assurity Life Ins Co | NE | A- | ||||
259 Physicians Mutual Ins Co | NE | A | ||||
260 Reinsurance Co of Missouri | MO | |||||
261 Combined Ins Co of America | IL | A+ | ||||
262 United Farm Family Life Ins Co | IN | A | ||||
263 Tennessee Farmers Life Ins Co | TN | A+ | ||||
264 Oxford Life Ins Co | AZ | A- | ||||
265 Federated Life Ins Co | MN | A+ | ||||
266 Beneficial Life Ins Co | UT | NR | ||||
267 GCU | PA | NR | BBB+ | |||
268 Sagicor Life Ins Co | TX | A- | ||||
269 Liberty Bankers Life Ins Co | OK | B++ | ||||
270 Universal Life Ins Co | PR | B+ | ||||
271 Blue Cross & Blue Shield of KS | KS | A | ||||
272 HayMarket Ins Co | NE | NR | ||||
273 United Life Ins Co | IA | A- | ||||
274 Physicians Life Ins Co | NE | A | ||||
275 SBLI USA Life Ins Co | NY | A- | ||||
276 Catholic Financial Life | WI | NR | A- | |||
277 Trustmark Ins Co | IL | A- | ||||
278 Equitable Life & Cas Ins Co | UT | B+ | ||||
279 Centre Life Ins Co | MA | |||||
280 Pekin Life Ins Co | IL | A- |
State Located | A.M Best Rating | |||||
281 Alfa Life Ins Corp | AL | A | ||||
282 Illinois Mutual Life Ins Co | IL | A- | ||||
283 Boston Mutual Life Ins Co | MA | A | ||||
284 Funeral Directors Life Ins Co | TX | A- | ||||
285 Automobile Club of Sthrn CA Life | CA | A | ||||
286 Columbian Mutual Life Ins Co | NY | B++ | ||||
287 Reliance Standard Life of TX | TX | |||||
288 Structured Ann Reins Co | IA | NR | ||||
289 Amica Life Ins Co | RI | A+ | ||||
290 National Slovak Society of US | PA | NR-5 | BBB+ | |||
291 Shelter Life Ins Co | MO | A | ||||
292 Family Heritage Life of Amer | OH | A | ||||
293 American Health & Life Ins | TX | B++ | ||||
294 Conseco Life Ins Co of Texas | TX | |||||
295 Catholic Life Ins | TX | A- | ||||
296 American Republic Ins Co | IA | A- | ||||
297 MedAmerica Ins Co | PA | NR | ||||
298 Royal Neighbors of America | IL | A | ||||
299 Lincoln Heritage Life Ins Co | IL | A- | ||||
300 Pavonia Life Ins Co of MI | MI | NR | ||||
301 First Catholic Slovak Ladies | OH | A- | ||||
302 Shenandoah Life Ins Co | VA | A- | ||||
303 Catholic United Financial | MN | NR-5 | ||||
304 MedAmerica Ins Co of New York | NY | NR | ||||
305 Athene Life Ins Co of NY | NY | A | ||||
306 Fidelity Security Life Ins Co | MO | A | ||||
307 UNICARE Life & Health Ins Co | IN | A- | ||||
308 Auto Club Life Ins Co | MI | A | ||||
309 EMC National Life Co | IA | A- | ||||
310 United Fidelity Life Ins Co | TX | |||||
311 Investors Heritage Life Ins Co | KY | B+ | ||||
312 Government Personnel Mutual | TX | A- | ||||
313 Ozark National Life Ins Co | MO | A- | ||||
314 Anthem Life Ins Co | IN | A | ||||
315 Triple-S Vida Inc. | PR | B++ | ||||
316 Ability Ins Co | NE | NR | ||||
317 Pacific Beacon Life Reassur | HI | A | ||||
318 HM Life Ins Co | PA | A | ||||
319 Crown Global Ins Co of America | DE | A- | ||||
320 AAA Life Ins Co | MI | A |
State Located | A.M. Best | ||
321 WEA Ins Corporation | WI | ||
322 Sentinel Security Life Ins Co | UT | B++ | |
323 Guarantee Trust Life Ins Co | IL | A- | |
324 Continental American Ins Co | NE | A+ | |
325 Oceanview Life & Ann Co | CO | A- | |
326 Security National Life Ins Co | UT | ||
327 Farm Bureau Life Ins Co of MO | MO | A- | |
328 Monarch Life Ins Co | MA | E | |
329 All Savers Ins Co | IN | A | |
330 Health Net Life Ins Co | CA | NR | A- |
331 Motorists Life Ins Co | OH | A- | |
332 National Benefit Life Ins Co | NY | A+ | |
333 Investors Preferred Life Ins | SD | NR | |
334 Cooperativa de Seguros de Vida | PR | C | |
335 New Era Life Ins Co | TX | B++ | |
336 Natl Teachers Assoc Life Ins | TX | A- | |
337 Investors Life Ins Co of NA | TX | B+ | |
338 U.S. Financial Life Ins Co | OH | NR | |
339 American Slovenian Cath Union | IL | NR-5 | |
340 Pioneer Mutual Life Ins Co | ND | NR | |
341 Optum Ins of Ohio Inc. | OH | ||
342 Combined Life Ins Co of NY | NY | A+ | |
343 Standard Life & Acc Ins | TX | A | |
344 Croatian Fraternal Union | PA | NR-5 | |
345 Centurion Life Ins Co | IA | NR | |
346 William Penn Association | PA | NR | |
347 Mutual Savings Life Ins Co | AL | A- | |
348 LifeSecure Ins Co | MI | NR | |
349 Atlantic Coast Life Ins Co | SC | B++ | |
350 Companion Life Ins Co | SC | A+ | |
351 Grange Life Ins Co | OH | A- | |
352 Settlers Life Ins Co | WI | A- | |
353 Polish Nat’l Alliance of US NA | IL | NR-5 | |
354 National Farm Life Ins Co | TX | B++ | |
355 Everence Association Inc. | IN | NR-5 | |
356 Fidelity Life Association | IL | A- | |
357 First Catholic Slovak Union | OH | ||
358 Harleysville Life Ins Co | OH | A- | |
359 Nassau Life Ins Co of Texas | TX | B+ | |
360 American Fidelity Life Ins Co | FL | B++ |
State Located | A.M. Best | |
361 Unimerica Ins Co | WI | A |
362 M Life Ins Co | CO | |
363 First Health Life & Health Ins | TX | A |
364 Central States H&L Co of Omaha | NE | A- |
365 Continental Life Brentwood TN | TN | A |
366 Best Meridian Ins Co | FL | A- |
367 DL Reins Co | DE | NR |
368 Loyal American Life Ins Co | OH | A |
369 Pacific Century Life Ins Corp | AZ | NR |
370 Berkley Life & Health Ins Co | IA | A+ |
371 Universal Guaranty Life Ins Co | OH | |
372 Sons of Norway | MN | NR-5 |
373 National Mutual Benefit | WI | |
374 Trans World Assur Co | CA | B++ |
375 Educators Life Ins of America | IL | |
376 Columbian Life Ins Co | IL | B++ |
377 American-Amicable Life Ins TX | TX | A |
378 Philadelphia American Life Ins | TX | B++ |
379 Unity Financial Life Ins Co | OH | B++ |
380 Freedom Life Ins Co of America | TX | A |
381 Cotton States Life Ins Co | GA | NR |
382 Chesterfield Reins Co | MO | NR |
383 Trinity Life Ins Co | OK | |
384 Security Plan Life Ins Co | LA | |
385 5 Star Life Ins Co | NE | A- |
386 Standard Life Ins Co of NY | NY | A |
387 National Income Life Ins Co | NY | A |
388 COUNTRY Investors Life Assur | IL | A+ |
389 Church Life Ins Corp | NY | A- |
390 Western Fraternal Life Assoc | IA | NR-5 |
391 American Progressive L&H NY | NY | NR |
392 American Continental Ins Co | TN | A |
393 Capitol Life Ins Co | TX | B++ |
394 Sunset Life Ins Co of America | MO | A- |
395 Corporate Solutions Life Re | DE | B+ |
396 Family Service Life Ins Co | TX | NR |
397 Old American Ins Co | MO | A- |
398 Trustmark Life Ins Co | IL | A- |
399 Nassau Life & Ann Co | CT | B+ |
400 American Home Life Ins Co | KS | B++ |
State Located | A.M. Best | |||||
401 Amer Life & Acc Ins Co of KY | KY | |||||
402 United States Letter Carriers | TN | NR-5 | ||||
403 Occidental Life Ins Co of NC | TX | A | ||||
404 Hermann Sons Life | TX | |||||
405 Federal Life Ins Co | IL | |||||
406 Globe Life Ins Co of NY | NY | A | ||||
407 LifeWise Assur Co | WA | A | ||||
408 Family Benefit Life Ins – MO | MO | NR | ||||
409 SPJST | TX | NR | ||||
410 Chesapeake Life Ins Co | OK | A | ||||
411 UnitedHealthcare Life Ins Co | WI | A | ||||
412 Midwestern United Life Ins Co | IN | NR | A- | |||
413 United Transportation Union | OH | NR | ||||
414 Nippon Life Ins Co of Amer | IA | A- | ||||
415 Clear Spring Life Ins Co | TX | NR | ||||
416 Unified Life Ins Co | TX | B++ | ||||
417 First Berkshire Hathaway Life | NY | A+ | ||||
418 Park Avenue Life Ins Co | DE | NR | ||||
419 Western Catholic Union | IL | NR-5 | ||||
420 Slovene National Benefit Soc | PA | NR | ||||
421 Police & Firemen’s Assoc | IN | NR-5 | ||||
422 Optimum Re Ins Co | TX | A | ||||
423 Great Southern Life Ins Co | TX | A | ||||
424 Woman’s Life Ins Society | MI | NR | ||||
425 American Benefit Life | OK | B++ | ||||
426 Madison National Life Ins Co | WI | A- | ||||
427 Kilpatrick Life Ins Co | LA | |||||
428 Polish Roman Catholic Union | IL | NR | ||||
429 Loyal Christian Benefit Assoc | PA | NR-5 | ||||
430 John Alden Life Ins Co | WI | NR | ||||
431 PacifiCare Life & Health Ins | IN | NR | AA- | |||
432 Selected Funeral & Life Ins Co | AR | |||||
433 Puritan Life Ins Co of America | AZ | B++ | ||||
434 American Life & Security Corp. | NE | B++ | ||||
435 State Mutual Ins Co | GA | NR | ||||
436 4 Ever Life Ins Co | IL | A- | ||||
437 Ukrainian National Association | NJ | |||||
438 Independent Life Ins Co | TX | NR | A- | |||
439 Life Ins Co of Boston & NY | NY | A | ||||
440 Cincinnati Equitable Life Ins | OH | A |
State Located | A.M. Best | |||||
441 Natl Farmers Union Life Ins Co | TX | B+ | ||||
442 IA American Life Ins Co | TX | A | ||||
443 National Catholic of Foresters | IL | NR-5 | BBB- | |||
444 NYLIFE Ins Co of Arizona | AZ | |||||
445 Catholic Holy Family Society | IL | NR-5 | ||||
446 Bankers Fidelity Life Ins Co | GA | A- | ||||
447 KJZT Family Life | TX | NR | ||||
448 CICA Life Ins Co of America | CO | |||||
449 Jefferson Natl Life Ins Co NY | NY | NR | ||||
450 Reserve National Ins Co | IL | A- | ||||
451 New Era Life of the Midwest | TX | B++ | ||||
452 GPM Health & Life Ins Co | WA | A- | ||||
453 ISDA Fraternal Association | PA | NR | ||||
454 Garden State Life Ins Co | TX | A | ||||
455 London Life Reins Co | PA | A+ | ||||
456 Manhattan National Life Ins Co | OH | B++ | ||||
457 Amalgamated Life Ins Co | NY | A | ||||
458 Southern Financial Life Ins Co | LA | |||||
459 CSA Fraternal Life | IL | NR-5 | ||||
460 Portuguese Fraternal Soc of Am | CA | NR | ||||
461 United Funeral Dir Benefit | TX | NR | ||||
462 American Retirement Life Ins | OH | A | ||||
463 Amer Natl Life Ins Co of Texas | TX | A | ||||
464 Jamestown Life Ins Co | VA | |||||
465 Catholic Ladies of Columbia | OH | NR | ||||
466 Sentry Life Ins Co of New York | NY | A+ | ||||
467 Lumico Life Ins Co | MO | A | ||||
468 Life Ins Co of Alabama | AL | B++ | ||||
469 Multinational Life Ins Co | PR | B++ | ||||
470 Luso-American Life Ins Society | CA | NR | ||||
471 Mutual Beneficial Assoc Inc | DE | |||||
472 UTIC Ins Co | AL | NR | ||||
473 Delaware American Life Ins Co | DE | A+ | ||||
474 Standard Security Life of NY | NY | A- | ||||
475 Professional Ins Co | TX | B++ | ||||
476 State Life Ins Fund WI | WI | |||||
477 Enterprise Life Ins Co | TX | A | ||||
478 Starmount Life Ins Co | ME | A- | ||||
479 Supreme Council Royal Arcanum | MA | |||||
480 Omaha Ins Co | NE | NR |
State Located | A.M. Best | |
481 Old Republic Life Ins Co | IL | B++ |
482 Caterpillar Life Ins Co | MO | |
483 Frandisco Life Ins Co | GA | NR |
484 Pioneer Security Life Ins Co | TX | A |
485 United Home Life Ins Co | IN | A- |
486 LifeMap Assur Co | OR | A- |
487 Texas Service Life Ins Co | TX | NR |
488 Germania Life Ins Co | TX | B++ |
489 American Public Life Ins Co | OK | A+ |
490 Parker Centennial Assur Co | WI | A+ |
491 Old United Life Ins Co | AZ | A |
492 Alliance Transylvanian Saxons | OH | NR-5 |
493 Sterling Investors Life Ins Co | IN | NR |
494 Renaissance L&H Ins Co of Amer | IN | A |
495 Catholic Union of Texas KJT | TX | NR-5 |
496 AAA Life Re Ltd. | HI | A |
497 American Century Life Ins Co | OK | NR |
498 PartnerRe Life Reins America | AR | A+ |
499 Slovak Catholic Sokol | NJ | NR-5 |
500 National Health Ins Co | TX | A- |
501 Pioneer American Ins Co | TX | A |
502 Central Security Life Ins Co | TX | |
503 Locomotive Engineers&Conductor | MI | NR |
504 Zurich American Life Ins Co NY | NY | NR |
505 LifeShield National Ins Co | OK | B++ |
506 S.USA Life Ins Co | AZ | A- |
507 Humana Ins of Puerto Rico | PR | B++ |
508 Trans-Oceanic Life Ins Co | PR | B++ |
509 Nassau Life Ins Co of Kansas | KS | B+ |
510 Citizens Fidelity Ins Co | AR | |
511 Popular Life Re | PR | B++ |
512 Greater Georgia Life Ins Co | GA | A |
513 National Foundation Life Ins | TX | A |
514 Senior Life Ins Co | GA | NR |
515 Delta Life Ins Co | GA | NR |
516 Southern Life & Health Ins Co | WI | |
517 Bluebonnet Life Ins Co | MS | A |
518 American Savings Life Ins Co | AZ | NR |
519 Advance Ins Co of Kansas | KS | A |
520 Commencement Bay Risk Mgmt Ins | WA | A |
Wrap Up
Checking a life insurance company’s financial ranking 2021, specifically from A.M. Best is paramount before moving forward with an insurer to protect your family or business. A.M. Best is the only major rating agency that focuses exclusively on insurance. By selecting a life insurance company with an A- (Excellent) or better rating: A (Excellent), A+ (Superior) or A++ (Superior) you can have the peace of mind a third party rating agency has determined the insurer has an Excellent or Superior ability to pay out any future claims.