AIG Select-a-Term 20 Year

By selecting only the term coverage needed — 10-, 12-, or 15- through 40-year term periods — the policy owner avoids paying extra, unnecessary costs.

AIG Select-a-Term allows clients to select the term of their policy, as well as customize their coverage, by adding any of the numerous riders available. The policy can be converted to a permanent life insurance plan of the company’s choosing during the conversion period without evidence of insurability.

• Band 1: Policy amounts from $250,000 to $999,999
• Band 2: Policy amounts of $1 million and higher
• A lower cost band is available for all single policies issued with face amounts of  $1 million or more.

Underwriting Classifications

Preferred Plus (Pref. Plus)• Preferred Nontobacco (Pref. NT)• Standard Plus (Std. Plus)• Standard Nontobacco (Std. NT)• Preferred Tobacco (Pref. T)• Standard Tobacco (Std. T)• Special Nontobacco (Spec. NT)• Special Tobacco (Spec. T)