If you’re reading this article you likely have tested positive for nicotine on your life insurance paramed exam. If this has happened to you, you’re not alone. The good news is there are several options you have and I’ll go over those in more detail below. The Life Insurance Medical Exam Test for Nicotine As… Continue reading Testing Positive for Nicotine (Cotinine) on the Life insurance Paramed Exam- What are your Options?