Does a testosterone or estrogen supplement affect life insurance?

When talking to people about their life insurance medications, it’s common that many people are on a hormone supplement therapy for added testosterone (typically for low T) or estrogen (typically for menopause). I wanted to quickly address if this will affect life insurance rates.

Testosterone or estrogen medication and life insurance

The good news is that taking a testosterone supplement for men or estrogen supplement for women will not your affect life insurance rates. In the thousands of life insurance policies I have placed in-force, I can never recall one time where it affected the rate. Whether you are taking the injection, gel, patch or tablet, taking a hormone medication should not affect your life insurance.

If you have any questions on how life insurance works or what is right for you and your family don’t hesitate to call me to discuss your needs. Also, feel free to run as many quotes as you like on our instant quoter.